Carl Coffin asked:


If you are looking for a network marketing company that offers a unique service to it’s customers then you might want to take a look at Pre-paid legal services. Here’s why…

Pre-Paid legal services offers legal expense plans that give middle and lower class Americans access to the justice system. If you look at the legal system today you will find a broken system. There are millions of lawsuits filed everyday from divorce, child custody, civil suits, criminal suits, etc.

There is also a huge problem with identity theft nowadays. It is very easy for someone to commit drivers lisence fraud, social security fraud, and credit fraud.

Pre-Paid Legal Services is a 35 yr. old New York Stock Exchange company and was founded by Harland Stonecipher. They offer a wide range of legal plans. The most common plan is the expanded family plan. The plan covers you and your entire household for $26.00 a month. The expanded family plan is broken down into five titles of coverage.

1) Preventive Legal Services

2) Motor Vehicle Legal Expenses

3) Trial Defense Services

4) IRS audit services

5) Preferred Member Discount on any additional legal matter.

A special membership called the Legal shield is added on with the expanded family plan. It allows a customer to contact their attorney immediately if they are arrested or detained. It doesn’t matter if they are detained at two in the morning, they can contact their attorney.

As far as a network marketing opportunity you have a couple of things going for you. The legal industry is hard to get access to, most people can’t afford the high price of attorneys. Also, a majority of legal problems can be prevented if people have access to legal advise. Another advantage to their opportunity is it’s highly affordable for the average consumer. Your talking about a $26.00 or less monthly expense. Their memberships are not a hard sale to make if explained right.

I wouldn’t do this review justice if I didn’t mention the other popular membership that Pre-paid legal offers. It is the Identity theft shield.

Pre-paid legal partnered with Kroll Background of America a number of years ago. Kroll specializes in Identity theft and has allowed prepaid legal associates to market the Identity theft shield service.

For $12.95 a month or $9.95 a month added on to a Pre-paid legal membership customers have complete protection in regards to Identity theft. The service provides continuous credit monitoring and credit restoration. If a customers Identity Cialis pill whithout prescription is compromised they will be provided with an expert that will go to work to restore their name. The service provides 600 hours of the experts time with no additional charge.

Today, we know that Identity theft is one of the fastest growing white collar crimes in America. We also know that most people use credit or debit cards to pay for purchases. This provides a huge opportunity for associates to cash in and help consumers.

The compensation plan that Pre-paid legal offers is very generous. They pay out 1 yr advanced commissions on all their plans. For example, if an associate sells the expanded family plan for $26.00 + the Identity theft shield for $9.95 an associate will earn starting out $36.00 and it goes all the way to over $250.00 for marketing a $35.95 membership. Obviously I can’t explain the entire comp plan in detail in this article, that’s why I placed a link at the end for more information.

In closing, I want to mention the last benefit of the network marketing opportunity that Pre-paid legal provides and that is they PAY DAILY. When a membership is process they pay their associates the next business day.

I attempted to write a short overview of Pre-paid legal but now I want to talk specifically to the home business opportunity seeker. If you desire to learn how to be an ENTREPRENEUR and how to MARKET the Pre-paid legal service plans the easy way then you need to partner with leaders who can teach you how. For more information check out the resources below.

http://www.CarlCoffin.com – Empowered Entreprenuer Creating Value In Others.

http://www.Prepaidlegalonline.net – A Business That Changes Lives.

R. Sebastian Gibson asked:


Here is Riverside Business Attorney Sebastian Gibson’s Top Ten:

1. The only calls you get are sales calls from competitors.

 

2. No one has walked into your business for a month.

 

3. The police call to make sure you’re still alive.

 

4. The fax machine is covered in dust.

 

5. The postal carrier asks if you’re still in business.

 

6. The phone bill is the lowest you’ve ever seen it.

 

7. The bank manager calls to ask why they don’t see you anymore.

 

8. You have to empty the waste baskets once a month instead of once a day.

 

9. Your business supplies aren’t going down.

 

10. The landlord is showing your office space to others.

 

Now here is everything (well, almost everything) you need in business about personal injury, car accidents, brain damage, wrongful deaths, business, real estate, landlord-tenant, homeowners association law, construction, patents, trademarks, corporations, entertainment law, advertising, copyrights, food and wine, hotel and restaurant law, and litigation without making any serious legal missteps.  

If you need to know more about business, environmental, international law, election and campaign law, consumer law, class actions, constitutional, internet, publicity and privacy rights, publishing, advertising, media, employment law, estate planning, wills, trusts, water law, agricultural, insurance law, bad faith, psychologist and psychotherapist defense, education law or child accidents, you can find valuable information by searching for those subjects and adding the words Riverside business lawyer or Riverside business attorney to your search terms and looking for other articles by Sebastian Gibson.

 

You can also learn more about any of these business areas of law and how we can assist you as Riverside business attorneys, or as lawyers in any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  .

 

1. Personal Injury, Car Accidents, Drowning Accidents, Brain Damage, Catastrophic Injuries and Wrongful Deaths in Riverside – If you’ve had a Riverside auto, motorcycle, truck, pedestrian, bicycle, bus, train, airplane or car accident of any kind, get the other driver’s information, take camera or cell phone pictures, call the police, get a report, seek medical treatment immediately, call us or another good Riverside personal injury lawyer, follow up with more medical treatment if you are still hurt, report the accident to your insurance agent, file a report with the DMV and don’t talk to anyone else or give a recorded statement until you talk with us. If you’ve lost a loved on in an accident, call us or another good Riverside personal injury lawyer immediately. If you’ve been bitten by a dog, get treatment, call animal control and then call us. If you or someone you know has come close to drowning, seek medical treatment immediately as death or serious injury can still occur hours later.

 

2. Riverside Business – Put everything in writing and preferably with our help or the help of another good Riverside business lawyer. Spend money only as you need to. A Riverside business attorney can tell you where to save costs and how to do it without risking liability. Limit your promises to employees and to customers. Buy insurance. Protect your intellectual property at the outset. Don’t disclose your inventions or any trade secrets to anyone without a non-disclosure agreement. Incorporate as soon as you are profitable. Get legal advice for problems or indications of pending lawsuits immediately. Keep all costs, including labor costs, to the bare minimum. Always use confidentiality agreements when disclosing valuable information and be careful what information you agree to receive. Tell customers they must pay in advance or on delivery. Do not agree to bill and be paid at a date after delivery. Otherwise you won’t be paid on a percentage of your products. Be wary of the potential for fraud by customers, business partners and employees.

 

3. Residential and Commercial Real Estate, Landlord Tenant Law, Mortgage Law and Homeowners Association Law in Riverside – Use a Riverside real estate lawyer who is also a Realtor, or a Realtor who is also a Riverside real estate attorney. Don’t buy or lease more than you need. Choose the right location. Choose the right mortgage. Don’t refinance if you think you may need to walk away from a home. Don’t buy more than you can afford. Check out the neighborhood carefully. Get a home inspection and a home warranty. Have a Riverside real estate lawyer look over the documents. Homeowner Associations are facing a host of problems stemming from the number of foreclosures. As fees are reduced by vacant homes and condos, projects must be trimmed back or delayed in order to save money. Some homeowner associations, who were already in trouble, may face additional problems in the future and both homeowners and their associations should consult with legal counsel to help resolve how to deal with such issues.

 

4. Construction in Riverside – With the construction industry in it’s biggest ever slump, down more than 90% from its peak in many areas, Riverside contractors need to shift their focus to energy free homes, apartment construction and to take advantage of contracts likely to be offered for bid under the new administration’s plan to create new jobs rebuilding the country’s infrastructure, construction of roads, bridges, the electrical grid and other utility projects. If you are dealing with contractors yourself, always use licensed contractors and have a Riverside construction lawyer look over your contracts. You can also investigate the contractor online to ensure he is licensed and insured and a Riverside construction attorney can do an additional investigation at little extra cost. Never pay a contractor the entire sum for a project at the start. Put all agreements in writing, including any changes.

 

5. Riverside Patents and Biotechnology – A patent should be applied for, for any new, and non-obvious process, or invention and to any new improvement of an invention at first opportunity. A patent is good for 20 years. Depending upon the complexity, most utility patent applications will cost between $8,000 and $12,000.00. A design patent can be applied for by a Riverside patent attorney, for the look of an item and is good for 14 years. A provisional patent can be applied for, good for one year at a cost of half of the usual utility patent cost but is only good for one year. If the inventor does not upgrade the provisional patent into a utility patent application within that period, usually for the cost of the remainder of the corresponding cost of a utility patent, the inventor loses his or her protection. A patent is pending once it has been applied for, and can be licensed, or sold outright. Without a patent, others can make and sell your invention with no compensation to you. Patent searches help the Riverside patent lawyer write an application around existing patents and cost an additional sum, usually under $1,000.00. Drawings must also be prepared for the patent application usually for under $500.00. A design patent can be sought for between $1,000 to $1,500 and a European design patent for between $2,000 to $2,500. Accelerated patent applications usually cost an additional 50% of normal patent applications. Foreign patent applications also require additional fees.

 

6. Riverside Trademarks – Trademark any original logos, designs, words, phrases, symbols or combinations that you use to identify your products or services as soon as possible. Call a Riverside trademark attorney as soon as anyone else’s trademark or service mark is so similar as to cause a likelihood of confusion in the public or if you receive a cease and desist letter from someone else accusing you of infringement. Trademark applications range from between $2,500 if there has not yet been any use of the trademark to $1,500 to apply for a trademark already in use. Therefore, to save money, create some products and advertising materials and apply for the trademark once they are ready to be sold and advertised.

 

7. Riverside Corporations – Never incorporate by yourself. Corporations will not protect you from liability if you do not follow corporate formalities correctly. Protect your intellectual property from the start with the help of a Riverside corporations attorney. Don’t borrow someone else’s employee handbook or fire problematic employees without legal advice. Don’t get investors without seeing one of our Riverside corporate attorneys. Cut costs to the bone. Use extra money to advertise, and sell in new markets. A Riverside corporations lawyer can provide you with advice as to which type of corporation or LLC to use for your business.

 

8. Entertainment Law, Sports Law, Marketing, Advertising, Media and Copyrights in Riverside – Whether you are a musician, an actor, a model, a writer, an athlete, a broadcaster or connected in any other way to the entertainment industry, contact us or another good Riverside entertainment attorney as soon Viagra pill whithout prescription as anyone gives you a contract to sign. Signing a bad contract can end your career before it’s ever begun. As soon as you have written any body of work, have it copyrighted. You can do this quite easily yourself, but if you need assistance or if someone else infringes your copyrighted work, you can then file suit against such a party.

 

9. Riverside Litigation – At the first sign that someone may sue you or your business, consult with a Riverside litigation attorney. Many times, a lawsuit can be forestalled before it has been filed or the matter resolved with letters between the litigation attorneys. If you are served with a lawsuit, hire a Riverside litigation lawyer like one from our firm who specializes in mediations and non-binding arbitrations so your litigation can be resolved at the soonest possible opportunity and limit your exposure to years of lawyer’s fees and costs as your case winds slowly through the courts.

 

10. Food and Wine Law, Hotel and Restaurant Law in Riverside – Today, hotels, restaurants, nightclubs, bars and grocery stores face an ever increasing host of new regulations they never faced previously. From the usual licensing problems they face with the Department of Alcoholic Beverage Control for adherence to and violations of ABC rules, to new state regulations involving menus and calorie counts in fast food restaurants and new rules requiring groceries to show the country of origin in labels on most of their produce and meat. The worst case scenario today for an establishment serving alcohol, is to serve a minor alcohol who later dies in an auto accident. Such an establishment will need legal representation by a Riverside food, alcohol and restaurant lawyer before the ABC as well as legal defense of civil lawsuits filed against it.

 

If you have a legal matter in Riverside, Ontario, Rancho Cucamonga, Temecula, Murrieta, San Bernardino, Moreno Valley, Fontana, Rialto, San Bernardino County, Redlands, Hemet, Perris, Colton, Highland, Yucaipa, Banning, Riverside County, Big Bear, Lake Arrowhead, or anywhere in the Inland Empire, our Riverside law firm has the knowledge and resources to be your Riverside Lawyers and your Riverside Attorneys. Be sure to hire a Coachella Valley law firm with experience in Personal Injury, Car Accidents, Drownings, Brain Damage, Catastrophic Injuries, Wrongful Death, Business, Real Estate and Landlord Tenant Law, Homeowner Association Law, Construction, Trademarks, Patents, Corporations, Entertainment, Sports Law, Marketing, Advertising, Media, and Copyright Law, and who will endeavor to ensure that your rights are properly represented.

 

Additionally, if you have a legal matter which involves Environmental and Toxic Tort Law, Litigation, International, Shipping and Maritime Law, Employment, Election and Campaign Finance Law, Consumer Law and Class Actions, Constitutional, Publishing, Publicity, Privacy Rights, Internet Law, Advertising and Media Law, Food and Wine Law, Hotel and Restaurant Law, Estate Planning, Wills and Trusts, Water, Agricultural and Natural Resource Law, Insurance Law, Bad Faith and Psychiatrist and Psychotherapist Defense, Education Law or a Child Accident in Riverside or anywhere in Southern California, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how a Riverside attorney from our offices can assist you.